{"id":53,"date":"2022-08-03T18:08:00","date_gmt":"2022-08-03T18:08:00","guid":{"rendered":"https:\/\/www.midtowndentistrydallas.com\/blog\/?p=53"},"modified":"2022-08-24T18:10:36","modified_gmt":"2022-08-24T18:10:36","slug":"dental-insurance-in-dallas-things-to-know","status":"publish","type":"post","link":"https:\/\/www.midtowndentistrydallas.com\/blog\/2022\/08\/03\/dental-insurance-in-dallas-things-to-know\/","title":{"rendered":"4 Important Things to Know About Dental Insurance"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-full is-resized\"><a href=\"https:\/\/www.midtowndentistrydallas.com\/blog\/2022\/08\/03\/dental-insurance-in-dallas-things-to-know\/\" class=\"block-image-link\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.midtowndentistrydallas.com\/blog\/wp-content\/uploads\/2022\/08\/AdobeStock_122486797__1___1661364480_45849.jpg\" alt=\"example of dental insurance in Dallas\" class=\"wp-image-54\" width=\"289\" height=\"193\" srcset=\"https:\/\/www.midtowndentistrydallas.com\/blog\/wp-content\/uploads\/2022\/08\/AdobeStock_122486797__1___1661364480_45849.jpg 800w, https:\/\/www.midtowndentistrydallas.com\/blog\/wp-content\/uploads\/2022\/08\/AdobeStock_122486797__1___1661364480_45849-300x200.jpg 300w, https:\/\/www.midtowndentistrydallas.com\/blog\/wp-content\/uploads\/2022\/08\/AdobeStock_122486797__1___1661364480_45849-768x512.jpg 768w\" sizes=\"auto, (max-width: 289px) 100vw, 289px\" \/><\/a><\/figure><\/div>\n\n\n\n<p>One of the biggest reasons people often hesitate to schedule dental appointments is the cost of treatment. Since a regular examination can sometimes range anywhere between $50 to $300, the price is typically a determining factor when seeking care to preserve one\u2019s smile. However, having <a href=\"https:\/\/www.midtowndentistrydallas.com\/dental-insurance.html\">dental insurance<\/a> can make all the difference when trying to afford any necessary procedures. But do you often have difficulties understanding your benefits? Read on to learn four tips that can help you navigate your dental benefits!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">#1: The Basic Terminology<\/h2>\n\n\n\n<p>Here are several basic insurance terms you should be familiar with:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Benefit period<\/strong>: This refers to the length of time between the \u201ceffective date\u201d and \u201cend date\u201d of your coverage.<\/li><li><strong>Co-payment<\/strong>: The flat fee that a patient is responsible for paying for each appointment or treatment.<\/li><li><strong>Coinsurance<\/strong>: The percentage that a patient is required to pay once the insurance company has covered their fraction of the cost.<\/li><li><strong>Waiting period<\/strong>: This is the length of time you\u2019ll have to wait until you\u2019re eligible for coverage. For instance, having a three-month waiting period for root canals means you\u2019ll need to wait until the end of this period to get the coverage for that treatment.<\/li><li><strong>Deductible<\/strong>: This is the amount you\u2019ll pay out-of-pocket before your insurance can kick in.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">#2: \u201cOut of Network\u2019 Isn\u2019t the Same As \u201cOut of Coverage\u201d<\/h2>\n\n\n\n<p>Unlike when choosing a primary care physician, a dental team that is \u201cout of network\u201d doesn\u2019t usually mean they\u2019re \u201cout of coverage.\u201d Your dental insurance plan may still be able to cover part of your treatment, but the percentage your company will pay won\u2019t be as high as with a dentist who is in-network. For this reason, you\u2019ll want to consult your dental team about your payment plan before starting any procedures.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#3: Make the Most of \u201c100-80-50\u201d Coverage<\/h2>\n\n\n\n<p>Most dental insurance plans are focused on preventive treatments, as the companies expect that you\u2019ll schedule a checkup every six months. That\u2019s why many policies will cover 100% of oral examinations, 80% of minor treatments, and 50% of more intensive procedures. This can be a significant reduction in your out-of-pocket expense, as your routine checkup can be completely covered while a filling that\u2019s $400 can turn into an $80 visit instead!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">#4: Feel Free to Ask for Help<\/h2>\n\n\n\n<p>If you\u2019re having trouble understanding every detail of your dental insurance, don\u2019t hesitate to contact your dental team for help. By consulting them as well as your insurance company, they can help walk you through your benefits and determine the best way to maximize your coverage. This way you can feel confident about getting the care you need to preserve your smile.<\/p>\n\n\n\n<p>Feel free to reach out to your dentist if you need help or want to know the specifics of your dental insurance. They\u2019ll be more than happy to help make this process much easier for you in the long run!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p>Dr. Jay Patel studied at the University of Texas Health Science Center in San Antonio. He\u2019s also a proud member of several organizations like the American Academy of Orthodontists and the American Dental Association. He offers a wide selection of high-quality services, such as checkups\/cleanings and Invisalign, and can help you navigate your dental insurance policy. If you\u2019d like to schedule an appointment, visit our <a href=\"https:\/\/www.midtowndentistrydallas.com\/request-an-appointment.html\">website<\/a> or call <strong>469-529-6016<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"One of the biggest reasons people often hesitate to schedule dental appointments is the cost of treatment. Since a regular examination can sometimes range anywhere between $50 to $300, the price is typically a determining factor when seeking care to preserve one\u2019s smile. However, having dental insurance can make all the difference when trying to afford any necessary procedures. But do you often have difficulties understanding your benefits? Read on to learn four tips that [&hellip;] <a class=\"read-more\" href=\"https:\/\/www.midtowndentistrydallas.com\/blog\/2022\/08\/03\/dental-insurance-in-dallas-things-to-know\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-53","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Things To Know About Your Dental Insurance Dallas TX | Dr. Jay Patel<\/title>\n<meta name=\"description\" content=\"Are you struggling to figure out the ins and outs of your dental insurance? Here are four tips to help you understand your benefits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.midtowndentistrydallas.com\/blog\/2022\/08\/03\/dental-insurance-in-dallas-things-to-know\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Things To Know About Your Dental Insurance Dallas TX | Dr. Jay Patel\" \/>\n<meta property=\"og:description\" content=\"Are you struggling to figure out the ins and outs of your dental insurance? Here are four tips to help you understand your benefits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.midtowndentistrydallas.com\/blog\/2022\/08\/03\/dental-insurance-in-dallas-things-to-know\/\" \/>\n<meta property=\"og:site_name\" content=\"Midtown&#039;s Family Dentistry of Dallas Blog\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-03T18:08:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-24T18:10:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.midtowndentistrydallas.com\/blog\/wp-content\/uploads\/2022\/08\/AdobeStock_122486797__1___1661364480_45849.jpg\" \/>\n<meta name=\"author\" content=\"Zach Kingsberg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Zach Kingsberg\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/\"},\"author\":{\"name\":\"Zach Kingsberg\",\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/#\\\/schema\\\/person\\\/41be53e5d5a0bb5bba3d780d527c769e\"},\"headline\":\"4 Important Things to Know About Dental Insurance\",\"datePublished\":\"2022-08-03T18:08:00+00:00\",\"dateModified\":\"2022-08-24T18:10:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/\"},\"wordCount\":571,\"image\":{\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/AdobeStock_122486797__1___1661364480_45849.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/\",\"url\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/\",\"name\":\"Things To Know About Your Dental Insurance Dallas TX | Dr. Jay Patel\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/2022\\\/08\\\/03\\\/dental-insurance-in-dallas-things-to-know\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/AdobeStock_122486797__1___1661364480_45849.jpg\",\"datePublished\":\"2022-08-03T18:08:00+00:00\",\"dateModified\":\"2022-08-24T18:10:36+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.midtowndentistrydallas.com\\\/blog\\\/#\\\/schema\\\/person\\\/41be53e5d5a0bb5bba3d780d527c769e\"},\"description\":\"Are you struggling to figure out the ins and outs of your dental insurance? 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